Machinery and plant
Excavators, loaders, tippers and plant. Keep working capital in the business and spread the cost across a few years.
Equipment and asset finance made clear and flexible
We compare more than 50 banks and lenders to find the option that suits your circumstances. Obligation free, with no impact on your credit score until we submit.
- Excavators, trucks, trailers, plant and machinery from $50,000 to $500,000+
- Approval in under 24 hours on most deals, settlement often same day
- Self-employed, sole traders and non-standard income welcome
Prefer to talk? (07) 2142 6515
- 50+Banks and lenders compared on every deal
- 24 hoursTypical approval time on commercial equipment
- Same daySettlement once you’ve found the asset
- $0Cost to find out where you stand
Access 50+ lenders
You are not stuck with one bank
With access to more than 50 lenders, your loan is chosen as the one that suits your profile, not the one that is easiest for your bank.
What we finance
Commercial assets we finance
Trucks and trailers
Transport, earthmoving and civil operators funding the gear a contract depends on.
Work utes, vans and vehicles
New or used, dealer or private sale, from a single ute to a fleet upgrade.
Technology and office equipment
Computers, printers, industrial technology and office fit-outs that keep the business running.
Reviews
What clients say
Commercial equipment finance
Lenders you cannot reach on your own
Many of the lenders we work with do not deal directly with the public, or hold products that are only available through brokers.
- Access to 50+ banks and lenders
- You are not limited to the bank you happen to use. One lender declining does not end the process.
- Self-employed and non-standard income
- Sole traders, contractors and business owners who do not fit a bank’s standard assessment still have options.
- One enquiry on your credit file
- Applying to several lenders yourself stacks enquiries on your credit file, which weakens your position with the next lender. We submit to the one most likely to approve you.
- Fast settlement
- Approval in under 24 hours on most deals and same-day settlement, which matters when a dealer is holding stock or a job starts on Monday.
How it works
From quote to approval
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01
Online application
It takes a few minutes.
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02
Upload your documents
You’ll receive a link to submit your details.
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03
Fast approval
Often within 24 hours. Our fastest is 7 minutes.
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04
Funds sent
Straight to your dealership or account.
Meet your broker
Harrison Hubinger
Harrison handles your file from the first call through to settlement, and explains what is happening at each stage rather than sending a rate and a link.
Most clients come to us after their bank's answer didn't fit, or with a dealer quote they couldn't compare.
FAQs
Common questions
How quickly can I get approved?
The approval process for an equipment loan with Borrow Bridge is typically fast and straightforward. Many applicants can receive approval within 24 hours, giving them clarity on their finance options before committing to a purchase.
Once approved, settlement can happen the same day, enabling businesses and individuals to acquire the equipment they need without unnecessary delays. Borrow Bridge works closely with multiple lenders to streamline the process, ensuring that applying for an equipment loan is efficient, transparent, and designed to get you working sooner.
What types of equipment or assets can I finance?
Borrow Bridge equipment loans can finance a wide variety of commercial assets essential for running and growing your business. You can secure funding for transport vehicles like work utes, vans, passenger cars, and trailers, as well as heavy machinery for construction and agriculture. The loans also cover trade tools for plumbing or electrical work, industrial technology, office computers, and even complete office fit-outs. Essentially, if an asset helps generate income or supports your daily operations, it can likely be financed.
The best part of the process is that you are never limited to a single lender's strict criteria. Your dedicated broker will work across a diverse network of multiple lenders to find the perfect financial fit for your specific purchase. This streamlined approach ensures you get the exact equipment you need without unnecessary delays, allowing you to focus on driving your business forward.
How much can I borrow for equipment?
The amount you can borrow through an equipment loan depends on the cost of the equipment you wish to purchase and your financial situation. Borrow Bridge works with lenders who provide finance for a wide range of equipment costs, from smaller tools and machinery starting at around $10,000, up to larger industrial equipment exceeding $500,000.
Each application is individually assessed, taking into account factors such as your income, business cash flow, and the value of the equipment, to ensure the loan amount is appropriate and manageable. This flexibility allows borrowers to access the finance they need for both small upgrades and major equipment purchases.
What does it cost me?
The eligibility check and comparison are free. If you go ahead, a broker fee applies, and we tell you the amount before anything is submitted.
Can I get approved if I’m behind on my BAS or tax returns?
Yes, it’s still possible. Many commercial lenders understand that running a business isn’t always clean and perfect on paper.
Some lenders can approve low-doc or no-doc loans even if you’re behind on BAS or tax returns – especially if your business shows strong activity in other areas. Your situation is reviewed case by case, and a good broker knows exactly how to present it to the right lender.
Quick eligibility check
Four questions, around 30 seconds
Tell us what you’re buying and we’ll come back with what’s available across our lender panel. There is no credit check, and nothing is submitted to a lender until you say so.
Prefer to talk? (07) 2142 6515